Credit Acceptance Corp (CACC)

Industry Credit Services

This stock can be held in an Investment ISA and an Investment Account

Sell

$471.06

Buy

$750.79

arrow-down$-5.26 (-1.10%)

Prices updated at 12 Dec 2025, 21:10 EST

Prices minimum 15 mins delay

Prices in USD

Credit Acceptance Corp is a consumer finance company that offers automobile dealers financing programs that enables them to sell vehicles to consumers regardless of their credit history.

NASDAQ

-1.69%

NASDAQ

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Income statement

Year chevron-l-regular chevron-r-regular	2023	2024
	1,880m	2,134m
	1,262m	1,332m
	347m	325m
	18.48	15.23
	286m	248m
	374m	353m
Sales, General and administrative	179m	192m
Interest expenses	-	-
Provision for income taxes	82m	82m
Operating expenses	915m	1,007m
Income before taxes	368m	330m
Net income available to common shareholders	286m	248m
	22.09	20.12
Net interest income	20m	26m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	21.99	19.88
Free cash flow per share	89.6031	90.6316
Book value/share	135.3502	136.66
Debt equity ratio	2.889605	3.631059

Balance sheet

Year chevron-l-regular chevron-r-regular	2023	2024
Current assets	7,437m	8,709m
Current liabilities	400m	433m
Total capital	6,821m	8,103m
Total debt	5,068m	6,353m
Total equity	1,754m	1,750m
Total non current liabilities	-	-
Loans	5,068m	6,353m
Total assets	7,610m	8,855m
Total liabilities	-	-
Cash and cash equivalents	13m	344m
Common stock	13m	12m

Cash flow

Year chevron-l-regular chevron-r-regular	2023	2024
Cash at beginning of period	418m	471m
Cash dividends paid	-	-
	1,200m	1,136m
Investments (gains) losses	-1,417m	-1,721m
	471m	845m
Net income	-	-
	1,204m	1,138m
	-4m	-2m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.