OSB Group PLC (OSB)

Industry Mortgage Finance

This stock can be held in an Investment ISA, SIPP and Investment Account

Sell

513.50p

Buy

514.00p

arrow-down-27.00p (-5.00%)

Prices updated at 02 Apr 2026, 17:15 BST

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Prices in GBX

Onesavings Bank PLC is a specialist lending and retail savings group serving the UK, Jersey and Guernsey. Its specialist lending segments include Residential Mortgages, Buy-to-Let/SME and Personal Loans.

FTSE All-Share

0.59%

LSE

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Our Investment Fees and Charges.

Income statement

Year chevron-l-regular chevron-r-regular	2024	2025
	665m	668m
	-	-
	-	-
	-	-
	308m	286m
	-	-
Sales, General and administrative	103m	106m
Interest expenses	1,430m	1,233m
Provision for income taxes	110m	97m
Operating expenses	259m	273m
Income before taxes	418m	383m
Net income available to common shareholders	299m	276m
	0.776	0.756
Net interest income	667m	680m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	0.757	0.736
Free cash flow per share	5.5353	2.1428
Book value/share	5.8786	6.1304
Debt equity ratio	0.903976	0.870728

Balance sheet

Year chevron-l-regular chevron-r-regular	2024	2025
Current assets	-	-
Current liabilities	-	-
Total capital	4,224m	4,290m
Total debt	2,010m	2,000m
Total equity	2,223m	2,297m
Total non current liabilities	-	-
Loans	-	-
Total assets	30,244m	31,123m
Total liabilities	-	-
Cash and cash equivalents	3,073m	2,656m
Common stock	372m	355m

Cash flow

Year chevron-l-regular chevron-r-regular	2024	2025
Cash at beginning of period	2,514m	3,231m
Cash dividends paid	-126m	-125m
	2,192m	211m
Investments (gains) losses	-29m	-332m
	3,231m	2,799m
Net income	-	-
	2,236m	244m
	-44m	-33m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.