OSB Group PLC (OSB)

Industry Mortgage Finance

This stock can be held in an Investment ISA, SIPP and Investment Account

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589.50p

Buy

590.00p

arrow-up4.50p (+0.76%)

Prices updated at 12 Dec 2025, 16:35 GMT

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Prices in GBX

Onesavings Bank PLC is a specialist lending and retail savings group serving the UK, Jersey and Guernsey. Its specialist lending segments include Residential Mortgages, Buy-to-Let/SME and Personal Loans.

FTSE All-Share

-0.48%

LSE

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Our Investment Fees and Charges.

Income statement

Year chevron-l-regular chevron-r-regular	2023	2024
	652m	665m
	-	-
	-	-
	-	-
	283m	308m
	-	-
Sales, General and administrative	101m	103m
Interest expenses	1,108m	1,430m
Provision for income taxes	92m	110m
Operating expenses	229m	259m
Income before taxes	374m	418m
Net income available to common shareholders	274m	299m
	0.661	0.776
Net interest income	660m	667m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	0.65	0.757
Free cash flow per share	1.3867	5.5353
Book value/share	4.9954	5.8786
Debt equity ratio	0.658382	0.903976

Balance sheet

Year chevron-l-regular chevron-r-regular	2023	2024
Current assets	-	-
Current liabilities	-	-
Total capital	3,545m	4,224m
Total debt	1,412m	2,010m
Total equity	2,145m	2,223m
Total non current liabilities	-	-
Loans	-	-
Total assets	29,590m	30,244m
Total liabilities	-	-
Cash and cash equivalents	2,344m	3,073m
Common stock	393m	372m

Cash flow

Year chevron-l-regular chevron-r-regular	2023	2024
Cash at beginning of period	3,044m	2,514m
Cash dividends paid	-185m	-126m
	399m	2,192m
Investments (gains) losses	-301m	-29m
	2,514m	3,231m
Net income	-	-
	425m	2,236m
	-26m	-44m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.