Secure Trust Bank PLC (STB)

Industry Banks - Regional

This stock can be held in an Investment ISA, SIPP and Investment Account

Sell

1,005.00p

Buy

1,020.00p

arrow-down-15.00p (-1.45%)

Prices updated at 12 Dec 2025, 16:35 GMT

Prices minimum 15 mins delay

Prices in GBX

Secure Trust Bank PLC provides banking solutions. Its services comprise of consumer and SME lending, savings products, business and consumer finance.

FTSE All-Share

-0.48%

LSE

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Income statement

Year chevron-l-regular chevron-r-regular	2021	2022
	149m	169m
	-	-
	-	-
	-	-
	46m	34m
	-	-
Sales, General and administrative	-	-
Interest expenses	28m	50m
Provision for income taxes	10m	9m
Operating expenses	89m	93m
Income before taxes	56m	39m
Net income available to common shareholders	46m	34m
	2.447	1.805
Net interest income	136m	153m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	2.394	1.747
Free cash flow per share	-1.0656	-3.4049
Book value/share	15.4817	16.8205
Debt equity ratio	0.178571	0.162741

Balance sheet

Year chevron-l-regular chevron-r-regular	2021	2022
Current assets	-	-
Current liabilities	-	-
Total capital	353m	378m
Total debt	54m	53m
Total equity	302m	327m
Total non current liabilities	-	-
Loans	-	-
Total assets	2,886m	3,380m
Total liabilities	-	-
Cash and cash equivalents	236m	370m
Common stock	19m	19m

Cash flow

Year chevron-l-regular chevron-r-regular	2021	2022
Cash at beginning of period	232m	307m
Cash dividends paid	-12m	-11m
	-91m	30m
Investments (gains) losses	59m	83m
	303m	417m
Net income	-	-
	-90m	33m
	-1m	-3m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.