Secure Trust Bank PLC (STB)

Industry Banks - Regional

This stock can be held in an Investment ISA, SIPP and Investment Account

Sell

1,325.00p

Buy

1,335.00p

arrow-down-10.00p (-0.75%)

Prices updated at 02 Apr 2026, 16:35 BST

Prices minimum 15 mins delay

Prices in GBX

Secure Trust Bank PLC provides banking solutions. Its services comprise of consumer and SME lending, savings products, business and consumer finance.

FTSE All-Share

0.59%

LSE

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Income statement

Year chevron-l-regular chevron-r-regular	2023	2024
	184m	205m
	-	-
	-	-
	-	-
	24m	20m
	-	-
Sales, General and administrative	-	37m
Interest expenses	118m	167m
Provision for income taxes	10m	10m
Operating expenses	100m	103m
Income before taxes	36m	29m
Net income available to common shareholders	24m	20m
	1.296	1.034
Net interest income	168m	185m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	1.261	1.014
Free cash flow per share	-1.7144	7.4158
Book value/share	17.7222	19.0754
Debt equity ratio	0.276923	0.2638

Balance sheet

Year chevron-l-regular chevron-r-regular	2023	2024
Current assets	-	-
Current liabilities	-	-
Total capital	438m	454m
Total debt	95m	95m
Total equity	345m	361m
Total non current liabilities	-	-
Loans	-	-
Total assets	3,778m	4,117m
Total liabilities	-	-
Cash and cash equivalents	352m	445m
Common stock	19m	19m

Cash flow

Year chevron-l-regular chevron-r-regular	2023	2024
Cash at beginning of period	417m	400m
Cash dividends paid	-8m	-5m
	-48m	111m
Investments (gains) losses	-3m	-1m
	400m	469m
Net income	-	-
	-45m	112m
	-3m	-1m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.