Vanquis Banking Group PLC (VANQ)
Industry Banks - Regional
This stock can be held in an Investment ISA, SIPP and Investment Account
Sell
111.00p
Buy
112.20p
-2.60p (-2.28%)
Prices updated at 12 Dec 2025, 16:35 GMT
| Prices minimum 15 mins delay
Prices in GBX
Provident Financial PLC is a consumer finance company that offers personal credit products for consumers in the UK non-standard lending market. It owns Moneybarn, which specializes in car finance for consumers in the non-standard credit market.
Important documents: Please ensure that you have read the Pre-sale Illustrations document & Doing Business with Fidelity document (incorporating the Fidelity Client Terms) and
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Income statement
Year | 2023 | 2024 |
|---|---|---|
| 489m | 459m | |
| - | - | |
| - | - | |
| - | - | |
| -12m | -119m | |
| - | - | |
| Sales, General and administrative | - | - |
| Interest expenses | 113m | 145m |
| Provision for income taxes | -300,000 | -17m |
| Operating expenses | 335m | 404m |
| Income before taxes | -12m | -136m |
| Net income available to common shareholders | -12m | -119m |
| -0.024 | -0.467 | |
| Net interest income | 443m | 420m |
| Advertising and promotion | - | - |
| Net investment income, net | - | - |
| Realised capital gains (losses), net | - | - |
| Total benefits, claims and expenses | - | - |
| Earnings per share (diluted) | -0.024 | -0.467 |
| Free cash flow per share | -1.7923 | 0.4553 |
| Book value/share | 2.284 | 2.0652 |
| Debt equity ratio | 1.095414 | 1.002947 |
Balance sheet
Year | 2023 | 2024 |
|---|---|---|
| Current assets | - | - |
| Current liabilities | - | - |
| Total capital | 1,166m | 851m |
| Total debt | 623m | 443m |
| Total equity | 583m | 441m |
| Total non current liabilities | - | - |
| Loans | - | - |
| Total assets | 3,209m | 3,375m |
| Total liabilities | - | - |
| Cash and cash equivalents | 743m | 1,004m |
| Common stock | 256m | 256m |
Cash flow
Year | 2023 | 2024 |
|---|---|---|
| Cash at beginning of period | 464m | 742m |
| Cash dividends paid | -38m | -2m |
| -253m | 438m | |
| Investments (gains) losses | -19m | 2m |
| 742m | 1,003m | |
| Net income | - | - |
| -230m | 440m | |
| -22m | -2m |
The figures shown in the tables are quoted in the currency of the stock selected.
Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.
