• An annuity is the only solution that can guarantee you an income for life
  • You can choose to provide for your partner or spouse when you die and also opt for an income that increases each year
  • You can select an annuity that will boost your income if you suffer from a medical condition or lead a lifestyle that could shorten your life expectancy


  • Buying an annuity is an irreversible decision that cannot be changed
  • Generally, no payment is made after your death, although there are options that can provide payments to spouses and/or dependents
  • Whilst payments from an annuity are guaranteed, you will not benefit from any potential market growth
  • If you want an income that increases with inflation this can be expensive to buy