Skip Header

Self-Invested Personal Pension (SIPP)

Important information - the value of investments can fall as well as rise, so you may not get back what you invest. Eligibility to invest in a SIPP depends on personal circumstances and all tax rules may change. You can't normally access money in a SIPP until 55. Pension transfers are complex and may not be suitable for everyone. Before going ahead, we strongly recommend you compare the benefits, charges and features offered.

Thinking about retiring shouldn't be tiring

Keeping track of retirement planning and saving can be challenging. Consolidating your pensions could make it easier.



Bringing your pensions together could make them easier to manage.


Low fees

If your pensions are all in one place, your service fees may be lower.


Get cashback

Get between £50 to £1,000 cashback if you apply for a transfer by 17 September 2019. Terms apply

To find out what else you should consider before transferring, please read our pension transfer factsheet. You may also wish to   download our guide to moving investments. If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser.

Bring your pensions together

Transfer online

To find out what you need to consider before you transfer, please read the factsheet above.

Transfer by post

Whether you already have a Fidelity SIPP or not, you can download the relevant form below.

If your pensions are moved to us as cash, you will be out of the market while your money is being transferred, so you could miss out on growth and income if the market rises during this time. If you transfer investments that are not supported by Fidelity, they will be sold and moved to us as cash, which means that you will be out of the market until you choose new investments.

Call us to discuss transfers

or to request an application form

0800 368 1722

Weekdays 8am - 6pm & Saturdays 9am - 2pm

How long does it take?

If your existing pension provider has signed up to an industry accepted paperless transfer service your transfer should be completed in about 10 business days. If not, the transfer could take 8 to 10 weeks but could be longer as the process depends on how promptly your existing provider acts.

Already withdrawing from a pension?

Going into drawdown with one pension provider doesn’t mean you are stuck with them forever. If you’re taking money from your pension through drawdown and planning to do so for a decade or two, it may be worth your while moving your pension to a new provider.

transferring a pension in drawdown

How to transfer your pension to Fidelity

How do I transfer my SIPP?
Can I transfer if I have taken retirement benefits from my pension?
How long does it take to transfer my pension?
Will you help pay my exit fees?
Is there a minimum transfer value?
What types of pension can I transfer?
Can I transfer a pension with guarantees to Fidelity?
What are safeguarded benefits?
What are ‘other benefits’?
What should I do if I still want to proceed with transferring my pension?

Related articles

On 22 October 2019 - US weaker on earnings, Brexit delay; Europe ...

Corporate news mixed: P&G outperforms while McDonald’s and Travelers falter

Anne D Picker

Anne D Picker


Whitbread feeling the Brexit effect

Premier Inn owner looking abroad for growth

Daniel Lane

Daniel Lane

Fidelity Personal Investing

This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.