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Self-Invested Personal Pension (SIPP)

Important information - the value of investments can go down as well as up, so you may not get back what you invest. Eligibility to invest in a SIPP and tax treatment depends on personal circumstances and all tax rules may change. You can't normally access money in a SIPP until 55. Pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend you compare the benefits, charges and features offered.

Bring your pensions together

It’s easy in today’s job-hopping workforce to build up pension pots with different employers. Bringing them together in a flexible Self-Invested Personal Pension (SIPP) can help you to take control of your retirement savings.



Bringing your pensions together could make them easier to manage.


Lower costs

Our low-cost SIPP may be cheaper than your current provider.


A wealth of choice

Thousands of funds and shares to choose from to help you reach your retirement goals.


Exit fee cover

We cover any exit fees your current provider may charge, up to £500 per person. *T&Cs apply.

To find out what else you should consider before transferring, please read our pension transfer factsheet. You may also wish to   download our guide to moving investments. If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser. *Exit fee offer.

Get £20 to £1,000 cashback

Make life easier and be better prepared for the future by bringing your pensions together. Plus get £20 to £1000 cashback if you apply by 6 December 2019 (exclusions, T&Cs apply). 

How much cashback could I get?
Cashback terms and conditions

Start your pension transfer

Call us

If you’d like to discuss transfers or for us to send you an application form.. Lines are open weekdays 8am - 6pm and Saturdays 9am - 2pm.

Transfer online

To find out what you need to consider before you transfer, please read the transfer factsheet.

Transfer by post

Whether you already have a Fidelity SIPP or not, you can download the relevant form below.

If you transfer your pension online, it will be moved to us as cash. You will be out of the market while your money is being transferred, so you could miss out on growth and income if the market rises during this time. If you would like to keep the same investments that are in your existing pension (re-register) and they’re available on our platform, then you can do this but need to apply to transfer by post.  Any investments not supported by Fidelity will be sold and moved as cash, which means you'll be out of the market until you choose new ones.


How long does it take?

Most leading providers use an electronic transfer system called Origo, which means your pension can be transferred electronically within about 10 business days. In the event your provider does not use Origo then your transfer will need to processed manually and paperwork will be issued by post. Manual pension transfers can take 6 to 10 weeks to complete, but this does depend on the paperwork required to be sent between the two providers. 

Already withdrawing from a pension?

Going into drawdown with one pension provider doesn’t mean you’re stuck with them forever, and it may be worthwhile moving your pension to Fidelity. If you’d like to discuss transferring a pension in drawdown please call Fidelity’s Retirement Service.

Why it might benefit you to transfer a pension in drawdown

Need more time to decide if transferring is right for you?

Leave your name and email address through the link below and we’ll notify you when our next SIPP cashback offer begins.



How to transfer your pension to Fidelity

How do I transfer my SIPP?
Can I transfer if I have taken retirement benefits from my pension?
How long does it take to transfer my pension?
Will you help pay my exit fees?
Is there a minimum transfer value?
What types of pension can I transfer?
Can I transfer a pension with guarantees to Fidelity?
What are safeguarded benefits?
What are ‘other benefits’?
What should I do if I still want to proceed with transferring my pension?

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This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.