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Fidelity SIPP

A Fidelity Self-Invested Personal Pension (SIPP) is a tax-efficient way to save for your retirement. Like all pensions, the government will usually boost your contributions and not charge tax on any investment gains while the money is kept in the pension.

Our SIPP

  • Benefit from 20% government tax relief, automatically added to your SIPP*
  • Start a regular savings plan from as little as £50 per month
  • Manage and track your SIPP at any time through your secure online account
  • Flexible access to your pension from age 55
  • Bespoke tools to help plan your retirement, or call Fidelity's Retirement Service for advice
  • Typical service fee is just 0.35% - ongoing fund charges also apply

Why choose Fidelity

  • We have more than 45 years' investment experience
  • Trusted by over one million UK investors
  • Start investing in just a few steps with 24/7 online access
  • Wide range of investment options from 140+ providers
  • Get instant access to our investment expertise, market insights and planning tools
  • Award-winning approach to investing for beginners to advanced investors

*Tax relief is only available up to 100% of your earnings or £3,600 (gross) if that’s higher. If you contribute more than £40,000 (the annual allowance) in the 2019/20 tax year you may have to pay a tax charge for exceeding this amount, unless you have unused allowance from the any of three previous tax years. If you have earnings above £110,000 the amount you can contribute and get tax relief on may be lower (down to £10,000) and if you have flexibly withdrawn money from your pension pot using the pension freedoms this could be just £4,000.

For more information please review the following factsheets: Annual AllowanceCarry ForwardTapered Annual Allowance and Money Purchase Annual Allowance.

The value of investments can go down as well as up so you may not get back what you invest. Eligibility to invest in a SIPP or Junior SIPP depends on personal circumstances and all tax rules may change in the future. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Withdrawals from a pension product will not usually be possible until you reach age 55.