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Retirement planning calculators
Our calculators can help you to look more closely at various aspects of your retirement, from planning your goals and your savings to working out your withdrawals.
To help you save

Set your retirement goal
Get an indication of the annual income you may need in retirement to help you work out how much you need to save.
Will you hit your goal?
Answer five questions and we’ll show you whether you’re on the right track to saving enough to achieve your retirement goals.
To help you transition into retirement
Calculate tax on withdrawals
Understand how much tax you might have to pay on money you take from your pension and how taking cash now could affect your future retirement income.
Calculate retirement income
Tell us what you expect your pension pot to be at retirement, and we’ll estimate the income you could receive using drawdown, an annuity, or both.
Annuity income tool
Use our portal to help you choose your annuity options and shop around for the best guaranteed income for life.
Pension drawdown calculator
This tool helps you understand how much flexible retirement income (income drawdown) you could take and how long your pension might last if you do so.
Please remember that past performance is not necessarily a guide to future performance, the performance of investments is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. This website does not contain any personal recommendations for a particular course of action, service or product. You should regularly review your investment objectives and choices and, if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser. Before opening an account, please read the ‘Doing Business with Fidelity’ document which incorporates our client terms. Prior to investing into a fund, please read the relevant key information document which contains important information about the fund.