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Be ready for whatever life may bring

Bring your pensions together in a Fidelity SIPP.

We can’t always predict the future, but we can plan for it. Bringing your pensions together into a Fidelity SIPP can help you take control of your retirement savings and get your money working harder.

  • Easy to see and manage your pension all in one place
  • Low cost, so you keep more of your money
  • Flexible retirement income options, with no set-up or withdrawal fees

Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. Please read our pension transfer factsheet. This information is not a personal recommendation for any particular product, service or course of action. If you’re in any doubt about whether a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser.

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Learn more

A Self-Invested Personal Pension (SIPP) is a flexible, tax-efficient way to save for your retirement. Learn more about the benefits of bringing your pensions together in a SIPP.

Transfer now

If you’re ready to transfer your pensions, you can transfer online, download an application form or call 0800 368 1722 to request a form by post.

Access my pension

If you’re thinking about taking tax-free cash or a more regular income from your pension, find out more about the options available to you and how we can help with retirement planning.

Why a Fidelity SIPP?

With our flexible low cost SIPP you choose what to invest in and when.

Transfer now

Apply to transfer

Before taking the next step, please read the following important information.

The value of investments can go down as well as up, so you may not get back the amount you originally invest. Company shares are not yet available for all Fidelity SIPP holders. Eligibility to invest in a SIPP or Junior SIPP depends on personal circumstances and all tax rules may change in future. You cannot normally access money in a SIPP until age 55.

It’s important to understand that pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. Please read our pension transfer factsheet and our exit fee terms and conditions.

Please note that if your pensions are moved to us as cash, you will be out of the market while your money is being transferred, so you could miss out on growth and income if the market rises during this time. If you transfer investments that are not supported by Fidelity, they will be sold and moved to us as cash, which means that you will be out of the market until you choose new investments. If your existing pension provider has signed up to an industry accepted paperless transfer service your transfer should be completed in about 10 business days. If not, the transfer could take 8 to 10 weeks but could be longer as the process is reliant on prompt action by your existing providers whose time frames can be variable.

Transfer my pensions


Call us

If you’d like to discuss transferring a pension or would like us to send you an application form.


Transfer online

To find out what you need to consider before you transfer, please read the factsheet.


Transfer by post

Whether you already have a SIPP with Fidelity or not, download the relevant application form, fill it in and return it to the address on the form.