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Pensions are better when they’re together

Get your money working harder.

When you bring your pensions together in a Fidelity Self-Invested Personal Pension (SIPP) you can take control of your retirement savings and be ready for the future you want.

  • Easy to see and manage in one place 
  • Low cost, so you keep more of your money
  • Wide investment choice with award-winning guidance

Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. Please read our pension transfer factsheet. This information is not a personal recommendation for any particular product, service or course of action. If you’re in any doubt about whether a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser.

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Learn more

A Self-Invested Personal Pension (SIPP) is a flexible, tax-efficient way to save for your retirement. Learn more about the benefits of bringing your pensions together in a SIPP.

View Cashback Offer

Get £50 to £1,000 cashback if you apply to transfer by 17 Sept 2019. We’ll also cover up to £500 if your current providers charge exit fees (exclusions, T&Cs apply to both and can be found below).

Transfer now

If you’re ready to transfer your pensions, you can transfer online, download an application form or call 0800 368 1722 to request a form by post.

Why a Fidelity SIPP?

With our flexible low cost SIPP you choose what to invest in and when.

Transfer now
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Cashback offer

Receive £50 to £1,000 cashback if you apply to transfer your pensions, ISAs or other investments to us by 17 September 2019.

You transfer You get
£25,000 - £49,999 £50
£50,000 - £99,999 £100
£100,000 - £149,999 £250
£150,000 - £399,999 £500
£400,000 - £499,999 £750
£500,000 or over £1,000

We'll also cover up to £500 if your provider(s) charge exit fees ( T&Cs apply).

Cashback offer - terms and conditions

The maximum cashback we'll pay is £1,000 but not all customers will receive this amount. The actual cashback you'll receive is dependent on the total value of your transfer. The minimum amount you must transfer to be eligible for cashback is £25,000. If you move your assets to another provider within 18 months of completing your transfer, Fidelity reserves the right to reclaim any payments which were made to you as part of this offer.

If you transfer in cash, the provider you are transferring from will sell your investments and send the proceeds directly to us. We will hold them as cash within your account until you decide what you would like to invest in.

Assets held in an existing Fidelity pension, including the Fidelity Personal Pension provided by Standard Life, the EBS SIPP and any defined contribution pension scheme held through Fidelity are not eligible for the cashback offer. This offer is valid for qualifying applications received between 25 June to 17 September 2019.

Full terms & conditions

Apply to transfer

Before taking the next step, please read the following important information.

The value of investments can go down as well as up, so you may not get back the amount you originally invest. You cannot normally access money in a SIPP until age 55. Pensions transfers can be complex and pensions with safeguarded benefits and advised transfers are not eligible for this offer. Please read our pension transfer factsheet, the cashback T&Cs and exit fee T&Cs.

It’s important to understand that pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. If you are in any doubt about whether a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser.

Please note that if your pensions are moved to us as cash, you will be out of the market while your money is being transferred, so you could miss out on growth and income if the market rises during this time. If you transfer investments that are not supported by Fidelity, they will be sold and moved to us as cash, which means that you will be out of the market until you choose new investments. If your existing pension provider has signed up to an industry accepted paperless transfer service your transfer should be completed in about 10 business days. If not, the transfer could take 8 to 10 weeks but could be longer as the process is reliant on prompt action by your existing providers whose time frames can be variable.

Transfer my pensions

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Call us

If you’d like to discuss transferring a pension or would like us to send you an application form.

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Transfer online

To find out what you need to consider before you transfer, please read the factsheet.

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Transfer by post

Whether you already have a SIPP with Fidelity or not, download the relevant application form, fill it in and return it to the address on the form.

Transfer my ISAs and other investments

Transfer my ISAs

Start your ISA transfer in just a few simple steps.

Transfer other investments

Transferring investments to us has never been easier.

Need more time to decide if transferring is right for you?

Leave your name and email address through the link below and we’ll notify you when our next SIPP cashback offer begins.

How to transfer your pension to Fidelity

How do I transfer my SIPP?
Can I transfer if I have taken retirement benefits from my pension?
How long does it take to transfer my pension?
Will you help pay my exit fees?
Is there a minimum transfer value?
What types of pension can I transfer?
Can I transfer a pension with guarantees to Fidelity?
What are safeguarded benefits?
What are ‘other benefits’?
What should I do if I still want to proceed with transferring my pension?