Pension consolidation| MoneyTalk
MoneyTalk tells you what you need to know to manage your investments better.
On average, we each have eleven different employers throughout our lives. That means that the pension pots we collect along the way can be a very mixed bag. In this clip Ed Monk discusses when to bring pensions together and when not to.
When to bring pensions together and when not to
2 July 2018
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The value of investments and the income from them can go down as well as up, so you may get back less than you invest. It’s important to understand that pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. To find out what else you should consider before transferring, please read our transfer factsheet. If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should also speak to an authorised financial adviser. With pensions tax treatment depends on individual circumstances and all tax rules may change in the future. Withdrawals from a pension product will not be possible until you reach age 55. This information is not investment advice and must not be used as the basis of any investment decision, nor should it be treated as a recommendation for any investment.