Which pension?

SIPPs are available to anyone aged under 75 who is resident in the UK for tax purposes. Whether you are employed, self-employed or out of work.

A SIPP could be the right choice for you if:


You would like access to a wide range of investments and have control over your investment strategy

You’re willing to accept some risk of financial loss for the potential of a higher return


Choice of SIPPs

Fidelity offers three SIPPs that cater for different needs:

The Fidelity SIPP

Offers funds from over 100 of the UK's leading fund managers. With no set up or additional costs, it offers great value for money.*

The Fidelity Junior SIPP

May suit parents and grandparents who want to save towards their children’s and grandchildren’s future.

The Specialist SIPP

May suit those who have more than £100,000 in assets with Fidelity and would like more investment flexibility for their pension savings needs.


*Other charges apply. Some fund managers will apply additional costs when buying or selling their funds.

Important information

The value of investments may go down as well as up and you may not get back what you invested. Eligibility to invest in a SIPP will depend on individual circumstances and all tax rules may change in the future. With a pension you will not be able to withdraw money until you reach age 55.

Retirement calculator

Take a look at how much you might need when you retire with our easy-to-use retirement calculator.

We’ll then help you figure out a way to achieve that.

Retirement calculator

Here to help

To find out more about pensions or investing with Fidelity, speak to one of our experienced customer service representatives on

Here to help

0800 358 7480

Monday to Friday, 8am to 6pm Saturday 9am to 6pm.

We can answer your questions, offer support and guidance to help you make informed financial decision. However, Fidelity Personal Investing does not give advice. Should you require this please speak to an authorised financial adviser.