Your money is protected in four ways with Fidelity.
In the unlikely event Fidelity went into insolvency, we could not touch your assets. In addition, any creditors of Fidelity would have no legal right to the money, we could not use it to cover our obligations and it would be subject to controls and procedures that exceed those required by the FCA.
We are regulated by the Financial Conduct Authority (FCA) and are bound by their rules and regulations in the conduct of our investment business. You can telephone the FCA Consumer Help Line on 0845 606 1234 to check our registration or ask other queries.
Remember, we are not a bank. This is an important point, as it means we will not lend your money to anyone. The money you place with us will be invested on your behalf, in line with your instructions.
The Financial Services Compensation Scheme (FSCS) can help customers reclaim their losses if all other avenues have been exhausted and a financial services company is at fault. In terms of investment funds, you can claim up to £50,000 per fund provider. To find out more, call the FSCS on 0207 892 7300 or visit www.fscs.org.uk.
Fidelity Personal Investing does not give advice based on personal circumstances so you are responsible for deciding whether an investment is suitable for you. In doing so,
please remember that past performance is not necessarily a guide to future performance, the performance of funds is not guaranteed and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. Before investing into a fund, please read the relevant key information document and ‘Doing Business with Fidelity’, a document that incorporates our Client Terms. If you are investing via the Fidelity SIPP you should also read the Fidelity SIPP Key Features Document incorporating the Fidelity SIPP Terms and Conditions. You should regularly review your investment objectives and choices and if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser.