Choose your risk level
Understanding how comfortable you are with different levels of risk is the first step to planning your investments.
Select a risk level and then enter the amount you’d like to invest either as a lump sum or a regular saving (or both). You'll see that changing your attitude to risk affects the amount you could get back so you might need to adjust the lump sum, monthly contributions and time it takes to achieve your savings goal.
Estimated values and growth ratesThe forecast shows returns in post-inflation terms - inflation may erode the value of your savings over time
Good market£13,000 -%
Average market£10,000 -%
Poor market£8,000 -%
Focused on capital preservation, while still aiming to generate modest investment returns over the long term by taking a smaller amount of risk.
Aims for steady returns over the years and will hold an even split of higher-risk and lower-risk investments.
More balanced, by placing emphasis on long term capital growth but also holding some more defensive assets.
Focused on higher long term returns. Although well diversified, holds higher risk assets such as equities, commodities and property.
All out for growth by investing in equities around the world. We believe there is great potential for long term growth, but you must understand you are taking on a high level of risk.
Not sure what risk level to choose? Use our new risk calculator tool