Investing in mutual funds

Invest in mutual funds from leading providers and top fund managers—whatever your investment strategy may be.

Remember, the value of investments and the income from them can go down as well as up, so you may get back less than you invest.

Why choose Fidelity

Clear and simple pricing

Our pricing has no hidden charges or fees, so you know exactly what you pay for and when you pay it.

Fidelity Personal Investing service fee

  • One flat-rate fee of £45 a year if you’ve got less than £7,500 invested—that’s only £3.75 a month.
  • Or our standard service fee of 0.35%.
  • Drops down to 0.2% if you’ve got more than £250,000.
  • Children's accounts with less than £7,500 invested have a flat-rate of £25 a year—even if they hold more than one.
Total value of investmentsService fee (annual amount or rate)
£0 to £7,499.99 £45 for ISAs, SIPPs and Investment Accounts
£25 for Junior ISAs/Junior Pensions
£7,500 to £249,999.99 0.35%
£250,000 to £1 million 0.20%
No further service fee is charged for assets held above £1 million
* Please note that the service fee will be charged on the entire portfolio.
For exchange traded instruments including investment trusts, this is capped at £45.
There is no service fee for these investments held in the Fidelity Investment Account.

Making sense of fund charges

Whether you invest in a Fidelity fund, or one of other funds we offer, you’ll only pay for ongoing fund charges and our service fee.

The ongoing charges are the fees taken from the fund’s assets by the fund manager to cover the costs of running and managing the fund. The service fee, paid to us, covers everything Fidelity offers -  24/7 access to funds, secure online accounts and our expert guidance and market insights.

Bring your investments together

Having investments spread across multiple companies can be both time-consuming and costly. Bringing them together means less stress and less paperwork.

Our straightforward transfer process makes it easy to bring your investments together - just tell us where they’re currently held and we’ll take care of the rest.

It’s free to transfer and we’ll even cover any exit fees you may incur, up to a total of £500 per person. T&Cs apply.

Need help deciding how to invest?

Find a ready-made solution

Use our PathFinder planning tool to select a ready-made, diversified fund based on your preferred risk level in just three steps.

PathFinder

Get expert guidance

Choose from a list of top-rated funds hand-picked by our investment experts.

Select 50

Build your own portfolio

Explore our full range of investment options to find, filter and select your own combination of investments.

Investment Finder

These guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to a financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.

 

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