Fidelity Investment Account

Access a wide range of investment opportunities beyond your tax-efficient allowances.

You can use your Investment Account to invest in a selection of mutual funds, exchange-traded funds (ETFs) and investment trusts, transfer existing investments to us or hold your money in cash to invest later.

Best of all, there are no limits to how much you can choose to invest. Get started today by opening your account.

Open my Investment AccountTransfer my investments

Remember, the value of investments and the income from them can go down as well as up, so you may get back less than you invest.

Why choose Fidelity

Need help deciding how to invest?

Find a ready-made solution

Use our PathFinder planning tool to select a ready-made, diversified fund based on your preferred risk level in just three steps.

PathFinder

Get expert guidance

Choose from a list of top-rated funds hand-picked by our investment experts.

Select 50

Build your own portfolio

Explore our full range of investment options to find, filter and select your own combination of investments.

Investment Finder

These guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to a financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.

Clear and simple pricing

Our pricing has no hidden charges or fees, so you know exactly what you pay for and when you pay it.

Fidelity Personal Investing service fee

  • One flat-rate fee of £45 a year if you’ve got less than £7,500 invested—that’s only £3.75 a month; or 0.35% if you have a Regular Savings Plan (RSP) of £50 or over.
  • Or our standard service fee of 0.35%
  • Drops down to 0.2% if you’ve got more than £250,000
  • Children's accounts with less than £7,500 invested have a flat-rate of £25 a year—even if they hold more than one
Total value of investmentsService Fee (Annual amount or rate)
£0 to £7,499.99 £45 without monthly Regular Savings Plan
0.35% with monthly Regular Savings Plan
£25 for Junior ISAs/Junior Pensions
£7,500 to £249,999.99 0.35%
£250,000 to £1 million 0.20%
No further Service Fee is charged for assets held above £1 million
* Please note that the Service Fee will be charged on the entire portfolio.
For Exchange Traded Instruments including Investment Trusts, this is capped at £45.
There is no service fee for these investments held in the Fidelity Investment Account.

Bring your investments together

Having investments spread across multiple companies can be both time-consuming and costly. Bringing them together means less stress and less paperwork.

Our straightforward transfer process makes it easy to bring your investments together - just tell us where they’re currently held and we’ll take care of the rest.

It’s free to transfer and we’ll even cover any exit fees you may incur, up to a total of £500 per person. T&Cs apply.

Transfer my investments

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This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.