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Invest in your future and get £25 cashback

Important information - the value of investments can go down as well as up so you may get back less than you invest. 

Helping you build a better financial future

Whatever you want your future to hold, investing can help make it happen. It's never too late to start, but the longer you’re invested, the more time your money has the potential to grow. And you don’t need to start big. Investing little and often is a great way to build up your savings and keep on track with your goals. 

Great value

We keep costs low so you keep more of your money. We also offer additional benefits if you invest a certain amount with us, including your own Relationship Manager and an even lower service fee.

Wide investment options

Funds, shares, investment trusts, ETFs - giving you more ways to reach your investment goals. Plus, our easy-to-use guidance tools can help you decide what to put in your ISA or SIPP.

Cashback when you invest

Set up a new monthly regular savings plan (RSP) or invest a lump sum in a Fidelity ISA, SIPP or Investment Account and receive £25 cashback. Exclusions, T&Cs apply and can be found below.

How you can invest

Both ISAs and pensions are tax-efficient ways to invest but they work in slightly different ways. There is a place for both, and you might want to consider a mixture of these.
 

Stocks and Shares ISA

  • How can I save?
    Set up a Regular Savings Plan (RSP) or invest lump sums.

  • Is there a minimum amount?
    Start from as little as £25 a month or £1,000 lump sum.

  • How much can I save?
    Save up to £20,000 this tax year and you have up until 5 April 2021 to use it.

  • Can I access my money when I want? 
    Yes, anytime 

  • Who's eligible?
    UK residents over 18. Why not also check out our Junior ISA as a tax-efficient way to invest in your child's future           

  • Is it tax efficient?
    Yes, your savings grow free of UK tax, with no income or capital gains tax to pay on your withdrawals.                                

Self-Invested Personal Pension (SIPP)

  • How can I save?
    Set up a Regular Savings Plan (RSP) or invest lump sums.

  • Is there a minimum amount?
    Start from as little as £25 a month or £800 lump sum.

  • How much can I save?
    Save up to £40,000 this tax year, capped at the amount you earn if this is less.

  • Can I access my money when I want? 
    You can access your pension from age 55.

  • Who's eligible?
    UK residents over 18. In addition, our Junior SIPP is a great way to build a retirement nest egg for your child or grandchildren

  • Is it tax efficient?
    Yes, for every £80 you invest the HMRC will add £20 and more if you’re a higher or additional rate taxpayer.Your pension pot grows free of UK tax and you can normally take up to 25% tax free cash from age 55, with rest of your withdrawals subject to income tax at your marginal rate.  

Please note: If you have used up your annual tax-free allowances, our Investment Account allows you to hold investments outside an ISA or SIPP, with no limit to how much you can invest.

Get cashback when you invest

Set up a new monthly regular savings plan (RSP) for at least £200, or invest a lump sum of £2,500 or more, in a Fidelity ISA, SIPP or Investment Account online by 7 Dec ’20 and receive £25 cashback. Exclusions, T&Cs apply   

Important - Please complete the offer registration form below to claim your cashback. You can do this anytime up to the offer closing date. This offer is available to both new and existing customers.     

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Claim your £25 cashback

If you are eligible for the £25 cashback offer, you must also complete and submit the offer registration form below by 7 December ‘20. 

Please note that the name and email address you provide must be the same as those provided for your Fidelity account. 

What you can do next

Find the right account for you

Find an account that meets your needs by answering a few simple questions

Get help choosing investments

Our easy-to-use selection investment tools can help you decide what to put in your ISA, SIPP or Investment Account

Use our planning calculators

To help with all aspects of retirement planning, from helping you save to working out your withdrawals

Important information - Tax treatment depends on individual circumstances and all tax rules may change in the future. Withdrawals from a pension product will not normally be possible until you reach age 55. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.