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Welcome to Invest@Work with Fidelity

Helping you take control of your financial future with a Stocks and Shares ISA or Investment Account

Important information: please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Invest straight from your salary

Set up Invest@Work on your ISA or Investment Account and your employer will invest straight from your salary before it goes into your bank account.

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Build a savings pot

A way to save for something specific or just for a rainy day

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Start saving today

Pay from as little as £50 a month

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Low fees

Our 0.35% service fee includes award-winning guidance, investing support and on-the-go access.

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Expert guidance

Get access to online planning tools and expert investment ideas

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A wealth of choice

Thousands of funds and shares to choose from to help you reach your saving goals.

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Here to help you

Our UK and Ireland based helpline for personal investors is open six days a week.

If you navigate to our Personal Investing investment tools and guidance, please remember to return here to continue exploring Invest@Work.

How much could my investments grow?

The forecast from this calculator is based on your input and is not a reliable indicator of future results. It will therefore not show what your investments will actually be worth. The growth figures shown assume annual charges of 1.1% and are net of these charges.

When using this tool, you need to select the rate of growth that you would like to see a projection for. Fidelity can’t advise you as to what a reasonable rate of growth would be for your investments - it depends on a number of different factors.

See more on how this is calculated

Enter any single payments which you’re planning to make in the current tax year.

Enter the value of any existing ISAs you hold which you want the projection to take into account.

Select an example growth rate to see how well your investment might grow during the time period you have selected. But remember that these figures are based on your input and do not reflect what you will actually receive.

Use the filters to see how your money could grow

How much does this cost?

  • Benefit from our 0.35% service fee if you invest more than £7,500, or if you set up a regular savings plan. 
  • We don't charge anything for fund dealing, however there is a £1.50 charge for deals on shares, exchange-traded funds and investment trusts as part of a savings plan. One-off deals are £10 online and £30 over the phone. 
  • There may be investment charges set by the companies and funds you invest into. Ongoing fund charges start from 0.05%.

  Read more about our fees and charges.

We’re changing how we collect our service fee. After September, we’ll offer an exclusive discount on our standard fee, and you’ll be able pay it from a separate Cash Management Account. This means you can keep more of your money invested.

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Risks and things to consider

  • Investing in funds or the stock market opens the opportunity for making your money work harder, but the value of investments can go down as well as up, so you might get back less than you invest.
  • Remember that while cash may be vulnerable to the effects of inflation, it is secure, unlike funds or the stock market.
  • Investing tends to work better over the longer term (through the ups and downs of markets) so investing for 5 years and over improves your chances of better returns, although this isn't guaranteed.

Ready to start investing?

First, you’ll need to open your Stocks & Shares ISA or Investment Account, then you can choose how much you’d like to save each month and where to invest your savings. Read more about how it works.

New to Fidelity Personal Investing?

Open a Stocks and Shares ISA or an Investment Account and start saving.

Already have a Fidelity Personal Investing account?

Log in now to set up Invest@Work on an existing Stocks and Shares ISA or Investment Account, or to open a new one.

Need more information?

Learn about investing

Get to grips with why you might invest and what the different investment types are.

Which account is right for you

Learn the difference between the accounts you can open and find out which one is right for you.

Set up employee compliance reporting

Read our straightforward process for how to share trading details with your employer.

Invest@Work FAQs

What is Invest@Work?
What information do I need to get started?
How can I provide reporting to my employer?
What is the minimum amount needed to get started?
Who can I contact if I need help?