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Our service fee structure

We believe in giving you great value, so we charge an annual service fee, payable monthly, based on the value of all your investments. We add all your accounts together before we work out which fee band you’re in, meaning we’ll charge you the lowest rate.

The chart below shows how this fee changes, as your investments increase.

Total value of investments     Service fee (annual amount or rate)
Less than £7,500 0.35% if you have a regular savings plan or £45 if you don't
Less than £7,500, held in a Junior ISA/SIPP 0.35% if you have a regular savings plan or £25 if you don't
£7,500 or more but less than £250,000 0.35%
£250,000 or more but less than £1 million 0.20%
£1 million+ 0.20% a year for the first £1 million and no service fee for investments over £1 million. This means the maximum fee you will ever pay for all of your personal accounts is £2,000 a year.

The same service fee is charged across all of your investments. So, if you hold £300,000 - the fee would be 0.20% across the full amount, and not 0.35% on investments under £250,000 and then 0.20% a year on the remaining £50,000. For exchange-traded instruments including investment trusts, this is capped at £45. There is no service fee for these investments held in the Fidelity Investment Account.

Read the guide

Find out more about our fees and charges

Download our Fidelity Pricing Guide
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