Easy Invest

Often, the most difficult part of a task is taking the first step. With investing particularly, there's such a wealth of choice, and so many things to consider and research that it's sometimes hard to know where to begin.

ISA investing made simple

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We've suggested an investment if you're not sure where to start.

  • Begin investing from as little as £50
  • One, low-cost fund, the Fidelity World Index Fund, invested in a variety of well-known companies
  • Get tailored guidance and support for the first year

The fund we're suggesting

The Fidelity World Index Fund

This fund aims to give investors access to some of the world’s biggest companies and their collective share price performance.

To do this, the fund closely follows the value of the MSCI World Index, which keeps track of these companies, and spreads investors’ money across them all. This keeps costs low and makes sure investors are well-diversified.

  • The fund monitors and changes the companies in line with the index, so you don’t have to
  • It’s a great way to own a slice of different companies, and spread risk across a wide range of shares
  • We’ve arranged a discounted 0.1% charge on the fund (usually 0.12%), which pays for running costs.

The information on this page isn’t a personal recommendation for the Fidelity Index World Fund, so if you’re not sure it's right for you, please speak to an authorised financial adviser.

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Performance of the fund

This graph shows how much your money would have grown if you invested £1,000 five years ago.

Risks and things to consider

Investing in funds or in the stock market is all about trying to beat the returns you'd get if you saved your money as cash.

  • It's important to remember that while cash is guaranteed, the value of investments can go down as well as up, so you might get back less than you invest.
  • Investing should be viewed as a long term... thing

How much does this cost?

You can benefit from our low 0.35% service fee if you invest more than £7,500, or if you set up a regular savings plan. If you were to invest £1,000 over one year, using a regular savings plan, your charges would break down like this:

Fund manager charge

£1

This covers the cost of running the fund which includes our discount

Service fee

+ £1.90

The fee you pay for holding an account with Fidelity

Annual total

= £2.90

Based on investing £1,000 over a year using a regular savings plan

If you hold less than £7,500 with Fidelity and do not have a regular savings plan, our service fee is £45 for the year. Read more about our fees and charges.

Is Easy Invest right for you?

It could be for you if:

  • You have cash and want low-cost, easy way to start investing in the stock market
  • You don't know much but just want to get started
  • You want to invest for the long term
  • You'd like regular guidance to help you along the way

It's not for you if:

  • You want the fund to provide you with a regular income
  • You're looking for a guaranteed return
  • You're looking for a quick way to make money
  • You're seeking personal advice

Let's get started

First, sign up for guidance and support

  • Start your investment journey today and we'll give you regular support through your first year to help you find your way.
  • We'll send you useful information to help you think about how to expand your portfolio and evolve as an investor.
  • Once you're more confident and knowledgeable, we have investments from over 100 providers for you to explore.

If you're planning on investing and want to receive our expert guidance and support, you can sign-up below with your email now, or you can choose to do this after you invest.

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Now it's time to begin investing

To start, you'll need to open an ISA to hold the fund in. Open one below and then come back to this page to invest in the fund.

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1. Open your ISA

An ISA is a tax-efficient savings account in which you can save up to £20,000 a year and pay no income tax or capital gains tax on any returns.

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2. Invest in the fund

Come back to this page once your account is open and invest in the Fidelity Index World Fund

FAQs

What is a stocks and shares ISA?
What is the 2018/19 ISA allowance?
What is the minimum amount needed to open an ISA?