Retirement advice - to help you make the right decisions

Special Offer. £500 off the cost of retirement advice. Exclusions, T&Cs apply.

When planning for your retirement, you may benefit from taking personalised advice. And our retirement specialists can help with this. We can give you advice on pension transfers, help you explore income options, explain tax rules and allowances and create a retirement plan based on your needs to help you get the most from your money.

And now, for a limited time, we have a special offer when you book an advice appointment before 28 February 2019.  Exclusions, T&Cs apply.

Pension and retirement planning can be complex, so if you are unsure about the suitability of a pension investment, retirement service or any action you need to take, please contact Fidelity’s retirement service, or, if you prefer, speak to an authorised financial adviser of your choice. Remember, withdrawals from a pension product will not normally be possible until you reach age 55. The value of investments and the income from them can go down as well as up so you may get back less than you invest.

What to expect from Fidelity’s retirement advice

Benefits of our service

Access to retirement specialists with detailed knowledge of pension regulations, allowances, tax implications, income options and pension transfers.

Low-cost fees

A free, no-obligation meeting to find out if you could benefit from retirement advice. Competitive fixed rates, clear pricing and no admin fees.

Excellent service

Get personalised reports and recommendations on your pension arrangements. Discussions and annual reviews can be held face-to-face or over the phone.

Special Offer

£500 off the cost of retirement advice. Just fill in the form below to receive your voucher. Don’t forget to quote your voucher number when you call Fidelity’s retirement advice service.

Exclusions, T&Cs apply

Thank you for requesting your £500 retirement advice voucher.

We will send you an email with your advice voucher within 24 hours. Please quote your voucher number when speaking to us, to make sure you get your discount.

Our fees

Investing in advice can save you money and give you peace of mind about critical decisions at retirement. We offer personalised advice on a low, fixed fee basis and we’re proud of the excellent service and robust advice we provide. We typically spend 40 hours researching and analysing each case in detail.

The fee for our advice service is based on the number of pensions you have and can include both defined contribution pensions and those with safeguarded benefits, such as defined benefit schemes which includes final salary and career average pensions. We can also offer you advice on your lifetime allowance as part of these services (but not as a standalone service).

Don’t forget to use your retirement advice voucher and get £500 off your retirement advice bill. Exclusions, T&Cs apply

Pension transfer and/or retirement planning advice
 1 pension £2,500
 Multiple pensions - 2 to 4 pensions  £3,500
Add-on services
Basic lifetime allowance advice £900
Complex lifetime allowance advice £2,000
Annual Review £500
Partner Discount 20%

VAT may be applicable. Your retirement specialist will discuss with you any scenarios that fall outside of the above and will provide you with a fee on a case-by-case basis. For a clearer understanding of how our fees will apply to your particular situation or for a copy of our Terms of Business, please call our retirement advice service.

Get in touch

Don’t forget to have your voucher details to hand when you call us.

Call us

Call us now to book a free no obligation appointment. We’re available Monday to Friday from 9am to 5pm.

Pension Wise

The government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement.

Related articles

Retirement income and the cost of pessimism

A pessimist is never disappointed - except when it comes to planning their ...

Ed Monk

Ed Monk

Fidelity Personal Investing

Pensions Dashboard – your retirement plans at your fingertips

Do you know how much is in your pension right now?

Ed Monk

Ed Monk

Fidelity Personal Investing

Is your retirement income on target?

Our new tools provide a deeper look at your saving.

Ed Monk

Ed Monk

Fidelity Personal Investing

Our status as a financial adviser

We deliver advice and transact non-advised business through a wholly owned subsidiary called FIL Retirement Services Limited. Our retirement specialists are paid a salary and are not paid on a commission basis. Their focus is on providing an excellent service based on your requirements.

Fidelity doesn’t have its own annuity products. If you would like to secure a guaranteed income from an annuity using some or all of the money in your pension pots, we’ll select annuity products from the whole of the market for you.

If you would like to keep your pensions in investments, you’ll have access to the full range of investment funds and products available on our platform, but if we provide you with investment advice in relation to pension transfer and/or drawdown, we’ll restrict this to a set of Fidelity managed investment solutions, some of which will be invested in non-Fidelity funds. These funds invest in a range of different investment assets.

FIL Retirement Services Limited (Company No. 06121251) is authorised and regulated by the Financial Conduct Authority and registered in England and Wales with registered offices at Oakhill House, 130 Tonbridge Road, Hildenborough, Tonbridge, Kent TN11 9DZ.