Market volatility centre - smart strategies in uncertain times

Volatile markets may feel uncomfortable, but they are not unprecedented. Historically, staying invested in equities over the long term has proved a rewarding way to achieve your long-term goals. Read more about timing your investments, benefiting from volatility, plus daily updates on UK markets, US markets, European markets and Asian markets.

Stay invested for the long term

When market conditions look uncertain it is important to remember that equity investing is for the long term
Always review your investments in the context of your financial goals, not short-term performance
Stay committed to your personal financial plan

Benefit from diversification

Spread your money across different types of investment such as cash, bonds and shares
Invest in a range of different countries outside your home market
Invest in small, medium-sized and large companies
Consider investing in a range of sectors or industries

Time not timing is key

Should uncertainty affect your investment strategy? It is usually better to stay invested through good times and bad - history and time are on your side.

Timing your investments (PDF)

See the opportunity in volatility

Make volatility work for you - regular savings plans and drip feeding your investment can help smooth out the effects of a volatile market.

Benefiting from volatility

Why cash can be a risk

Cash may not be a good option for long-term investing
The purchasing power is eroded over the years by inflation
Building up many years of cash ISAs could mean your portfolio is overweight in cash

Is selling the right move?

If you have been unsettled by recent market movements it’s worth considering your options.

Think before you sell