Market falls are a natural feature of stockmarket investing. During these times it is possible that emotions overcome sound investment decisions - it is best to stay focused on your long-term goals.
However, if you are thinking of selling it’s worth considering your options first.
“If you pull out when markets are low and are only encouraged back in when markets are high, you’ll almost by definition do badly”
- Anthony Bolton
Consider switching
You can quickly and easily switch your current investments into a different fund. There are over 1000 funds on FundsNetwork to choose from and low switching charges – use our
fund finder tool to select your choice of fund.
Take a more cautious approach
For a low-risk alternative to investing in equities bond funds could be a good choice. These funds tend to fluctuate less and have the potential to offer a steady return.
Drip feed your investment
A regular savings plan is a great way to invest. In a fluctuating market you will benefit from buying more investment units when prices are lower. You can invest from just £50 a month into any fund on the site.
Fidelity Cash Fund
If you wish to move out of the market for a period of time, consider switching your non tax wrapped funds to the
Fidelity Cash Fund. It pays a competitive rate of interest and you can easily and cheaply switch back into our fund range when you want. Switching charges are between 0% and 0.25%. This option is not available within an ISA.
Partial withdrawals
You do not have to withdraw all your funds at the same time – you can withdraw part of your investment. That way you can top up when you feel more comfortable about the markets.
And finally
Whatever you choose to do, it’s worth remembering that once an ISA is cashed in the allowance for that year is lost forever.
