Some investors wait until the end of the tax year to invest in an ISA, but it's often better to invest early and use your allowance throughout the year. That way your money will be working for you for longer. Current market conditions may make you feel cautious but there are ways to make an uncertain market work for you.
Worried about investing in a volatile market?
In the case of equity ISAs, there is a strong argument for making regular payments. It won't guarantee you a profit or protect you against losses, but it can help to smooth out the effect of market changes on the value of your investment. You could benefit no matter how markets are performing - if share prices go up, the shares you already own increase in value, and if share prices go down, the next payment buys more shares.
Regular payment options
If you have a lump sum to invest now, why not consider
phasing your investment? That way, your money is "drip fed" into the market at regular intervals and you'll earn interest on your cash that's awaiting investment.
Or you could make regular payments to us via a Monthly Savings plan (starting from just £50 a month).
Not sure yet which fund to choose?
If you are not sure yet which funds to invest in, you can still secure your stocks & shares ISA allowance now by using ISA Cash Park, and you'll earn a competitive rate of interest on your cash while you decide.
