Research your best ISA options in time of market uncertainty

Investing your ISA cautiously

Don't miss out on this year's ISA allowance. If current market uncertainty is making you feel risk-averse, here's an idea for this year's ISA.

Invest £3,600 in a MoneyBuilder Cash ISA (current yield is 5.5%*)
And invest £3,600 into Fidelity's MoneyBuilder Income Fund

Both funds offer a lower risk alternative to shares, but allow you to use your full ISA allowance confidently.

Competitive charges

To help maximise your investment further, you benefit from the following:

no initial charges
no exit fees
no switching fees within the MoneyBuilder range
low annual management charges

Switch your funds when it suits you

If, having chosen a cautious fund, you want to be more adventurous later, you can switch online into any of the funds on our fund supermarket for a maximum charge of 0.25% (plus any bid-offer spread if you switch into a unit trust). And under new ISA rules you can also switch your cash investment into stocks and shares (although not vice versa).

	Find out more about ISA rules

If you are still worried about putting all your money into shares at a time when prices might fall, you could consider phasing your ISA investment, which means that your money will be drip-fed from cash into a fund of your choice over six months.

	MoneyBuilder Income and MoneyBuilder Cash ISA

	More about ISAs

	S&P top-rated corporate bond funds

*Yield quoted as at 19.02.08 and is not guaranteed. For an up-to-date yield please contact Fidelity or check our pricing pages

Please note the value of your investment can go down as well as up and you may get back less that you invested.