The idea of investment funds is that they can help to spread your risk. By investing in a fund, your money could be invested across hundreds of companies, making you less reliant on the success or failure of any individual company. fund, types, oeics, unit, trust, trusts, invest, investment, investments, managed, funds, tracker, offshore, charges, investing
Fund types
The idea of investment funds is that they can help to spread your risk. If you invest in a small number of companies via stocks and shares you would be reliant on the fortunes of these organisations. By investing in a fund, your money could be invested across hundreds of companies, making you less reliant on the success or failure of any individual company.

Most investors choose a collective or 'pooled' investment whereby many investors invest into the same fund. The fund manager then uses this money to buy different types of investments such as bonds and equities for the fund.

Exactly what the fund manager buys depends on the investment objective of that particular fund. For example this could be blue-chip companies for some funds or smaller to medium-sized companies for others.

There are a number of fund types available to investors. The Fidelity fund range includes all of the most popular types.

  • OEICs
  • Unit trusts
  • Investment trusts
  • Managed & tracker funds
  • Offshore funds

To find out more about these options please select an option from the navigation menu located on the left side of this page.