This page provides links to buy an ISA, where you are first selling an existing holding to fund the purchase ISA, bed 19n 19isa, bed and isa, Bed & ISA, buy funds, buy ISA
Bed and ISA
"Bed and ISA" means selling an investment, then buying the fund back, this time within an ISA wrapper. You might want to consider a Bed and ISA transaction if:
  • you need to dispose of an investment  to create a capital gain, utilising your annual Capital Gains Tax allowance
  • you want to use these funds to buy an investment within the ISA wrapper, where any future capital growth would be free of tax

Our charge for this transaction is 0.25% rather than the normal initial charges (or 0% if the fund has no initial charge). 

The minimum investment is £200 per fund. You can choose from any of the funds on FundsNetworkTM that can be held within an ISA, and you may want to take this chance to change some of the funds you invest in.

Note: your money will be out of the market for up to four working days. This means if you are reinvesting in the same funds you may end up with less or more shares in those funds.

Here's what you need to do:
  • Use the online ISA form to create and print an ISA application, telling us the funds you want to invest in, and the amounts for each. Remember you'll need your national insurance number.
  • Download, print off and complete the "Sale form to fund your ISA investment" telling us how much of each fund to sell.  (If you don't have them, you can use our Fund Finder tool to find the fund codes.)
  • Return both forms to Fidelity International (IMS), PO Box 80, Tonbridge, TN11 9FF

If you need any help, please call us free on 0800 41 41 61.  Our lines are open from 9am to 6pm.

The value of tax savings (and eligibility to invest in an ISA) will depend on individual circumstances and all tax rules may change in the future.

ISA, SIPP, personal pensions, investments: Fidelity.co.uk
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